I see... so it was an accident.
It seems like it. At least that's what DJI was saying in the first place right? Either way it sucks to lose your Phantom but this will teach all of us to take extra care when flying over water. I think I will stick to just flying over places that I know it's possible to recover at the moment. When I am flying I am thinking all the time oh it would be terrible if it went down here or there and now I purposely avoid those places not only because I can but because I don't want to go there to retrieve it in case of an issue. Happy I got the State Farm coverage last weekend. Picked it up for the P4P and my camera. It was super cheap and easy to get, had coverage in a day and ready for the weekend. They claim it's "no questions asked coverage" and they didn't even want my social for credit report purposes.
Jesse