State Farm in Action?

RockerKevin · May 12, 2017

The $288 was deposited into my account at 2am and I paid it to DJI through PayPal.
I'm curious if they send me my drone repaired, or a new one. Maybe I'll get a new battery! I was told NOT to send batteries through the mail.

Gulfstream · May 12, 2017

nangali said:
I don't know about State Farm, but I know Verifly (Verifly – On-demand Drone Insurance) provides drone specific insurance (i think cheaper).

Verifly DOES NOT cover damage to your Drone during an operation. Read Here: Do the policies cover damage to my drone itself? - Verifly Support

Gulfstream · May 12, 2017

RockerKevin said:
The $288 was deposited into my account at 2am and I paid it to DJI through PayPal.
I'm curious if they send me my drone repaired, or a new one. Maybe I'll get a new battery! I was told NOT to send batteries through the mail.

Most likely a refurb. Check your serial numbers when you get it. The good thing about the P4 line is that you can remove the name of the previous owner, unlike the fiasco I went through with getting a New P3S replacement awhile back. It took 30 days and a serious fight, but I refused to give up as the unit I sent in only had aprox 12 flights on it.

broux2 · May 15, 2017

RockerKevin said:
The $288 was deposited into my account at 2am and I paid it to DJI through PayPal.
I'm curious if they send me my drone repaired, or a new one. Maybe I'll get a new battery! I was told NOT to send batteries through the mail.

Does state farm have a deductible for this coverage?

RockerKevin · May 15, 2017

No deductible.

RockerKevin · May 17, 2017

"Conducting flight test..."

RockerKevin · May 17, 2017

"Conducting quality assurance..."

RockerKevin · May 25, 2017

"Shipping preparation" for the last 3 days.

Indiana Scott · May 25, 2017

DJI motto is the same as the military. Hurry up and wait lol. They are never in a hurry to do anything for you.

RockerKevin · Jun 10, 2017

Finally got it back a few days ago. Same bird; repaired. The whole process took 6 weeks.
The State Farm process was flawless and they paid the $288 repair fee.

MrMech01 · Jul 2, 2017

Nicely done sir. Glad to hear it worked. FYI, while I am new to drone flying, my understanding is you should change your props every so often to avoid this issue. Would not surprise me to be a manufacturer gimmick but I plan on changing mine about every 50 flights at this point. They are not made of steel and will suffer from internal imperfections getting stressed during multiple uses.

bsartist · Feb 13, 2018

I was just told by a State Farm agent in NY that it only covers use on your own property and you can’t have a camera mounted on it.

Pretty useless.

Just_nick · Feb 13, 2018

bsartist said:
I was just told by a State Farm agent in NY that it only covers use on your own property and you can’t have a camera mounted on it.

Pretty useless.

Considering you are registering it under photography equipment, that agent doesn’t know what they’re talking about.

bsartist · Feb 13, 2018

Just_nick said:
Considering you are registering it under photography equipment, that agent doesn’t know what they’re talking about.

She asked me what the article was. I told her and she said they have restrictions for that and went off the phone to get details. I never said it was photo equipment. I said it was a quadcopter.

magnetic · Feb 18, 2018

Yeah, I agree - I would find a new agent.

Here is a listing of agents by state people had good success with.

State Farm agents who write UAS policies.

starship · Mar 19, 2018

Watching

Enal · Mar 27, 2018

So did you pay for the bill or State Farm? I have two buddies that had low cost repair like this one and State Farm not only cancelled their policy after the first claim, but also it shows up on their claims history for all insurance companies to see.

Sometimes it’s just better to save the policy for a total loss...

mitchb2 · Jun 30, 2018

[QUOTE=" State Farm not only cancelled their policy after the first claim, but also it shows up on their claims history for all insurance companies to see.
.[/QUOTE]

Wow...that's really important information!
If you have an LLC, would that keep the claim separate from all your personal insurance?

dont slow down · Jul 6, 2018

I had a NC State Farm policy on my P3A, $60 a year for $1500 coverage with a $250 deductible. I had a fly away and lost it one day. Called State Farm and had $1270 in my account 2 days later. I purchased a new Mavic Air as a replacement, called and updated the policy info to reflect the new drone. Got a call a few days later saying that my policy would be cancelled due to the fact that I had a claim within the first year of a policy. My claim was 2 weeks before the 1 year mark. They will no longer insure a drone for me, even though I've been a loyal customer for 17 years. So as far as the process it was super smooth and I'm glad I had the policy. However not being able to insure my MA now kinda sucks and I'm looking for another insurance company for drone insurance.