Can't get State Farm insurance in MA. Need another option

MassGuy · Mar 11, 2017

State Farm doesn't offer drone insurance in MA/RI (I've called a few times). I'm looking for another option that won't cost me $500.00 or more per year. I'd like it to be covered for crashes, fly-aways, fire, theft ect... Any suggestions?

Thanks!

ryantrax · Mar 11, 2017

I'm surprised it varies state-to-state. Weird, I've had State Farm for all my gear for 3+ years now.

anotherlab · Mar 11, 2017

MassGuy said:
State Farm doesn't offer drone insurance in MA/RI (I've called a few times). I'm looking for another option that won't cost me $500.00 or more per year. I'd like it to be covered for crashes, fly-aways, fire, theft ect... Any suggestions?

Thanks!

There are three other companies with approval to offer drone insurance: Erie, AIG, and USAA. You may want to contact them to see if they offer insurance in MA.

Unmannedsky · Mar 13, 2017

I'm in Boston. And yes, you should check out my blog on insurance...

Let me know if you have questions!

VP6799 · Mar 19, 2017

I've been looking also with no luck in MA.

j.razz1 · Mar 21, 2017

Also, take note that State Farm will not insure your drone if you utilize it for commercial purposes.

Razorvapes · May 2, 2017

MassGuy said:
State Farm doesn't offer drone insurance in MA/RI (I've called a few times). I'm looking for another option that won't cost me $500.00 or more per year. I'd like it to be covered for crashes, fly-aways, fire, theft ect... Any suggestions?

Thanks!

I just wrote about this on another thread. But Im on the Mass RI line and what I ended up finding to be my best option is Rental insurance for my apartment. I dont own a home and I never had renters insurance but in the process to try and cover my drones I found out it was better for me to cover 25,000 of my personal belongings that are with me where I live. It does have a 250 dollar deductible but the whole yr was only like 150 give or take and that was through a local agent that covers MA &RI

W. Matt Burchfield · May 2, 2017

MassGuy said:
State Farm doesn't offer drone insurance in MA/RI (I've called a few times). I'm looking for another option that won't cost me $500.00 or more per year. I'd like it to be covered for crashes, fly-aways, fire, theft ect... Any suggestions?

Thanks!

Check out Verifly. They have $1,000,000 and up coverage for you and your drone for as little as $10 an hour of flight.

Mike2A · May 2, 2017

W. Matt Burchfield said:
Check out Verifly. They have $1,000,000 and up coverage for you and your drone for as little as $10 an hour of flight.

Isn't this strictly liability insurance, not insurance on your own craft?

Allen B · May 8, 2017

I bought a pre-owned P3P last year. While flying, one of the carbon fiber props shattered and it had a hard crash. Ended up replacing the shell, the camera and a couple of gimbal controller boards. I wonder if I can even get insurance! My frankencopter flys great, but it's all spare parts!

dhaymil · Jun 4, 2017

I just checked with USAA and they said they do not cover accidental damage - only what a normal homeowner's policy would cover like fire, theft and wind damage (but not when flying).
Will look at the others for MA.

anotherlab said:
There are three other companies with approval to offer drone insurance: Erie, AIG, and USAA. You may want to contact them to see if they offer insurance in MA.