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Premium Pilot
State Farm Insurance-First Claim?
- Thread starter rexster314
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Is this someone's guess that they will drop you or based on fact? I fly with a bud that has crashed a POS Karma, got a check and still has the policy. He added a Mavic to it after he got the check for the Karma..... Going on 3 months now I think...
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I hit a power line with my P4 and went into a lake on Aug 6th. Filed a claim with SF & sent them my flight log on the 7th, adjuster called me on the 8th & said my check for a replacement would be mailed that day. He said if I ordered a replacement, be sure to add it to the policy for coverage once I had it. Ordered a P4A on the 8th & got it on the 10th. Went by my Agents office on the 14th to add the P4A to my policy & when I got home and checked the mail, the check from SF had arrived!
This is the first claim I have ever had to file & I cant say enough about how great State Farm was thru this process!!
that's what happened to me, my dji 4 got stolen, replaced it, just waiting for my insurance to expire next year. then i'm done!
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I recently claimed my drone on an SF policy too. I crashed it into some trees and destroyed it. I only had the drone for maybe two weeks at the time. I sent it to drone nerds to get a repair estimate and shared that with SF. Once they saw it was more to fix it they cut me a check to buy a new one. It took extra time to send it in for the estimate so that was a bummer but it was covered and no deductible or hassle other than that.
I did have to purchase a new policy to cover the new one tho bc I used up all my premium/payout on the claim. So just be aware when you claim a crash your lifetime premium/payout will be deducted from for future claims. I had paid $60 for a $2000 policy. My new policy only covers me for the new drone. But I can send in paperwork to cover the case, accessories, and extra batteries to up the policy coverage. My premium didn't go up on the new policy look like they just base it off of the replacement value somehow. It's worth the $60 ish dollars without a doubt!
I did have to purchase a new policy to cover the new one tho bc I used up all my premium/payout on the claim. So just be aware when you claim a crash your lifetime premium/payout will be deducted from for future claims. I had paid $60 for a $2000 policy. My new policy only covers me for the new drone. But I can send in paperwork to cover the case, accessories, and extra batteries to up the policy coverage. My premium didn't go up on the new policy look like they just base it off of the replacement value somehow. It's worth the $60 ish dollars without a doubt!
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State Farm North Carolina does not cover drones. At least that’s what the agent said.
Anyone to refute that?
Anyone to refute that?
I got a check for reimbursement and a week later a letter advising that the coverage was dropped
Don't you also have to have your home insurance with them? All we have is our Auto's with them, and our agent said she couldn't cover us for personal property
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Exactly the letter I received.
In addition they refunded the balance of my premium - so in addition to my claim check, they reimbursed me money.
I'd rather they'd allowed me to continue but - I get it. They made a bet, lost and decided not to place another bet.
Nope. I have nothing with SF. I walked in a local,office, had drone info in hand, insured 2 P4P’s for $60.00.
Michael Humphrey, I spoke with a State Farm agent in New Bern NC on Friday the 15th and they do cover drones on a Personal Artical policy for $60.00 buck a year.
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