I don't know about DJI Care. I insured my drone through my local insurance agency, Farm Bureau. It has a $100 deductible and cost $73 a year. I heard that State Farm Insurance has a similar policy with no deductible. I am not sure if it covers "fly-aways" though. I have already had to use mine when my Phantom flipped upside down and crashed from about 200 feet. I am still fighting them for a refund of $239.00 that I paid quickly in order to get my drone back soon. I think DJI is a fine company though I hate to have to buy anything made in China. I believe DJI has probably grown too fast for their service side of the company to keep up. I would suggest to read, read, and read some more. Then watch all the You Tube videos you can find on the Phantom and find a clear safe place to fly until you get the hang of it. I had never flown one before when I got mine. I was scared totally! I flew it in the beginner mode for the first few times until I saw how stable it was and then I got a little braver. In the Litchi app, I learned how to program the waypoints on a map and then let the drone fly them. That was amazing the first time I flew it. I still have not range tested it. I have plans to have my wife drive mine out about 2 miles and set it down and see if I can fly it home. If I am successful at that then I will be more confident in its range capabilities. I have my altitude set to 400 feet now and only discharge my batteries down to about 15% before recharging. I read somewhere that will prolong the life. OH, I also balance my propellers simply by using a pencil point, or similar object. I found that the DJI propellers are just about perfect while some carbon fiber props I bought were way off. I applied Scotch tape to the light side until I got them balanced. I have not flown them yet since the original ones are so good. AND< another item, when I started making videos, I shot them on 4K but when I played them back, my old laptop and desktop computers were too slow to play them so I resorted to 1080, I think, to finally get them to play but they look perfect. The stills are awesome also.
Well, that is about all I can think of tonight, I'll watch this thread to see how you are making out. I know you'll love the Phantom. But again, read the book and watch videos whenever you can. OH another thing, subscribe to Healthy Drones.com. You can upload your flights and analyze them easily there.
So, good night,
Jim
WA5TEF