Just got off the phone with USAA.
My P4 is covered under my home owner's policy when used for recreational/hobby purposes for theft, damage, or peril and is subject to a $1,000 deductible. My home owner's policy also provides for up to $500,000 of liability for injury or property damage which is not subject to a deductible.
USAA offers a valuable personal property rider but it doesn't cover "drones" at this time. However, their underwriters have been looking at covering them since USAA has had an increase in inquires lately.
My P4 is covered under my home owner's policy when used for recreational/hobby purposes for theft, damage, or peril and is subject to a $1,000 deductible. My home owner's policy also provides for up to $500,000 of liability for injury or property damage which is not subject to a deductible.
USAA offers a valuable personal property rider but it doesn't cover "drones" at this time. However, their underwriters have been looking at covering them since USAA has had an increase in inquires lately.