Anyone with State Farm Insurance..

Solly747400 · Mar 2, 2017

tjshelton said:
What company did you use?

Westpac Insurance

Matt11126 · Mar 2, 2017

Can anyone tell me how the situation is in Georgia? My agent says its only on theft not on crashes.

Sent from my LG-H950 using PhantomPilots mobile app

JCN1 · Mar 4, 2017

Solly747400 said:
I just covered my P3S under my "Home and contents insurance" with my insurance company. I didn't have to pay any extra. They would want a receipt or some proof of purchase if I was to lodge a claim, but that's about all, oh and excess would be $250

Does it include fly aways and crashes?

Solly747400 · Mar 4, 2017

JCN1 said:
Does it include fly aways and crashes?

The guy told me I was fully covered. I didn't ask specifically so I will give them a call first thing Monday morning and confirm.

Skyler King III · Mar 4, 2017

Here's the straight scoop because I know and I have it. It's not under your homeowners because that won't cover any loss. It goes under something called a personal articles policy. State Farm's personal articles policy covers any loss except intentional losses, whether it be from theft, fire, crash, flyaway, pilot error. Like I said it does not cover intentional losses. It has zero deductible. A Phantom 4 Pro cost approximately $60-$70 a year to insure. It is not available in California. I'm in Connecticut and I'm about to give you the email address of my agent. For those of you in Connecticut she can probably take care of you. For those of you out of Connecticut, she will refer you to the appropriate agent. Be advised that most State Farm agents will tell you they don't offer this insurance. Be prepared to say yes you do. It's just started as of January 2016. Most State Farm agents don't know about it and in many cases the underwriters don't know about it. Here's my agents email address and she is happy to except inquiries. [email protected]. I hope that helps everybody

kerrylaw7307 · Mar 5, 2017

In Iowa.... $30 /yr. ....Skyler King III, is correct!
I just got my P3P covered by State Farm, under a personal articles policy, for $30 /yr. Insured for theft, fire, crash, flyaway, pilot error!
I brought in my P3P, controller, all accessories and showed them on web the cost of the bundle. Insured it for $999 replacement cost for just $30/yr. Woo Hoo!

vortecman · Mar 5, 2017

I just got mine covered in Iowa for 1200 for 30 bucks a year.

Solly747400 · Mar 6, 2017

I just checked with my insurance company on the details and my drone is fully covered for accidental damage or loss. The excess however is only $100 where I thought it was more. And I don't have to pay any extra to insure it. It's covered under my personal valuables.

PassiveAPC · Mar 6, 2017

kerrylaw7307 said:
In Iowa.... $30 /yr. ....Skyler King III, is correct!
I just got my P3P covered by State Farm, under a personal articles policy, for $30 /yr. Insured for theft, fire, crash, flyaway, pilot error!
I brought in my P3P, controller, all accessories and showed them on web the cost of the bundle. Insured it for $999 replacement cost for just $30/yr. Woo Hoo!

Mind providing the agents contact information?

kerrylaw7307 · Mar 7, 2017

State Farm: Doug Valentine
Address: 240 Wiley Blvd SW, Cedar Rapids, IA 52404
Phone: (319) 396-9432

InforGuy · Mar 10, 2017

kerrylaw7307 said:
State Farm: Doug Valentine
Address: 240 Wiley Blvd SW, Cedar Rapids, IA 52404
Phone: (319) 396-9432

Holy small world. That's my Cousin!

dronesky · Mar 10, 2017

InforGuy said:
Holy small world. That's my Cousin!

Group Discount !

Russoruz · Mar 13, 2017

DPD said:
Hello everyone. I am in the process of getting Insurance for my P3P, have to call them tomorrow. They want to know the weight of a P3P, they also asked if it was for commercial or recreational use. They had told me that they cannot ensure if I'm using it for commercial use, I told them no it's recreational use only. So if somebody with State Farm for their bird can please post the weight of the craft and anything else I should know when talking to the insurance company I would really appreciate it. Thanks guys...

Sent from my iPad using PhantomPilots

Hey, I just did it today. P4P for $60 per year. They ony asked me for the price and serial number. It took only 15 minutes. Everything is covered.
I just hope people don't start abusing of this.

rustymoose · Mar 24, 2017

Just talked with a Farmer's agent next door to my business and he was saying to be sure you get the coverage in writing. If the agent tells you they cover it for crashes, flyaways and so on be sure you get it im writing
He said an email from the agent is legally binding. If you don't have that in writing and need to file a claim, if the policy doesn't cover it they won't pay. But if you have an email proving what the agent told you they will.
BTW, Farmer's doesn't insure drones.

rustymoose · Mar 24, 2017

USAA does insure drones if you have a homeowners policy or renters policy. They insure worldwide!

brianminkc · Mar 28, 2017

DPD said:
Hello everyone. I am in the process of getting Insurance for my P3P, have to call them tomorrow. They want to know the weight of a P3P, they also asked if it was for commercial or recreational use. They had told me that they cannot ensure if I'm using it for commercial use, I told them no it's recreational use only. So if somebody with State Farm for their bird can please post the weight of the craft and anything else I should know when talking to the insurance company I would really appreciate it. Thanks guys...

Sent from my iPad using PhantomPilots

Just tell them is weighs less than 5 pounds.

brianminkc · Mar 28, 2017

actruck said:
I’m in Pa and they have everything insured as separate line items. The P3P, X-Star Premium and Mavic. I also have all the accessories listed such as the extra batteries and cases. They even added the tablets. I was told the underwriter said he would include them as part of the controller even though they don’t normally insure tablets. I have a little over $4300 in coverage and my bill was $120.00 a year. One thing I didn’t know, they automatically add a percentage for inflation which was something I didn’t consider. This will cover the drones at a cost of more than what I paid for them if something were to happen.

They didn’t ask a bunch of questions. All I had to do is email my agent a list of replacement costs.

Incidentally, I can recommend an agent that can write policies in Pa and Md if someone is in need.

haha. I got $4000 in coverage for my drone and camera equipment for $63 per year.