RJ_Make, from what I've read here it's really not. Very specific requirements, including, if I'm not mistaken, flying at one of their fields. But I could be wrong.
I do have an insurance question - I'm considering getting my 107 so I can do the occasional set of photos/video for my church or friends' businesses without having to worry about compliance. Since I'll be flying as a hobbyist 98% of the time, seems like it would be lunacy to get a $1,000+/yr commercial liability policy when it would only be of some use 2% of the time. We all take some risk every time we fly, just like every time we drive, and I'm all for being sensible, but in my case, doesn't it make more sense to look into some sort of liability as an addon to my homeowners?