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- Apr 20, 2014
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I recently had read some information regarding flight insurance coverage offered by the Association of Model Aeronautics here in the States to club members, however I was wondering if anyone had personally had the occasion to file a claim thru the AMA or was aware of someone who had, basically to determine the pros and cons if any to there insurance claim process.
I had placed a call into the AMA today and spoke to one of the customer service reps. regarding the ins. coverage offered, and found it was provided as a secondary, or excess insurance to the members primary homeowners, renters, health, or automobile ins. policy, and so long as all safety guidelines as outlined by the AMA were adhered to at the time of the incident, there shouldn't be an issue with filing a claim.
While the insurance sounded reasonable at the cost of membership, I was more curious if anyone here on the forum and as a AMA member had the occasion to use the accident or theft insurance coverage offered.
As far as FAA guidelines, they clearly state you should not fly at altitudes above 400 Ft. or beyond LOS, and not within (5) miles of a major airport. That proper notifications should be made to the appropriate control tower personnel when flying within similar parameters to other small airfields and airports, this if I had understood correctly.
That you are not to fly over unprotected people, vessels, vehicles, or structures, or near manned aircraft, and shall avoid the endangerment of life and property..
You are definitely not to fly within National Park facilities or other restricted venues as deemed applicable to your local jurisdiction. This coupled with new FAA regulations on the horizon makes me wonder why I would need any insurance at all.
The only authorized place to fly will be at some remote uninhabited location. So who will get accidently injured. : )
For those who care to read up on this particular topic, here are a few links which outline AMA insurance, and safety guidelines.
http://www.modelaircraft.org/files/105.pdf
http://www.modelaircraft.org/files/Howt ... aclaim.pdf
http://www.modelaircraft.org/files/Insu ... embers.pdf[/b]
I had placed a call into the AMA today and spoke to one of the customer service reps. regarding the ins. coverage offered, and found it was provided as a secondary, or excess insurance to the members primary homeowners, renters, health, or automobile ins. policy, and so long as all safety guidelines as outlined by the AMA were adhered to at the time of the incident, there shouldn't be an issue with filing a claim.
While the insurance sounded reasonable at the cost of membership, I was more curious if anyone here on the forum and as a AMA member had the occasion to use the accident or theft insurance coverage offered.
As far as FAA guidelines, they clearly state you should not fly at altitudes above 400 Ft. or beyond LOS, and not within (5) miles of a major airport. That proper notifications should be made to the appropriate control tower personnel when flying within similar parameters to other small airfields and airports, this if I had understood correctly.
That you are not to fly over unprotected people, vessels, vehicles, or structures, or near manned aircraft, and shall avoid the endangerment of life and property..
You are definitely not to fly within National Park facilities or other restricted venues as deemed applicable to your local jurisdiction. This coupled with new FAA regulations on the horizon makes me wonder why I would need any insurance at all.
The only authorized place to fly will be at some remote uninhabited location. So who will get accidently injured. : )
For those who care to read up on this particular topic, here are a few links which outline AMA insurance, and safety guidelines.
http://www.modelaircraft.org/files/105.pdf
http://www.modelaircraft.org/files/Howt ... aclaim.pdf
http://www.modelaircraft.org/files/Insu ... embers.pdf[/b]