I'm considering it. I will be receiving my first P3P tomorrow and didn't purchase the insurance when I bought it from dronesetc; however, after reading about various problems people have had I gotta say... I'm a little worried. I'm new to this level of quad, only had toys before. What do you think of their insurance?
LOL! You're probably right there!I suppose like any insurance contract, read the entire policy carefully before purchase. Look at the exclusions language in particular and cross-reference that with the definitions, if any. If you're lucky, the plain language will be just that - plain language. And always remember, insurance companies are in business to make money, not to pay claims.
The "intentional" language troubles me. I can hear the insurance adjuster ask you the following:
Insurer: "So as you were flying towards the wall, did you intend to move the stick to the left?"
You: "Yes, I wanted to avoid hitting the wall."
Letter comes to you in the mail outlining the coverage exclusion for intentional damage and indicating that there is "regrettably no coverage because you intentionally moved the stick to the left resulting in a collision with a wall."
A heads up for anyone looking at joining the AMA................... their rates are going up in September, from $58 to $75. Now's the time if interested. Their liability insurance covers you "wherever" you fly, as long as you're following recommended safe flying practices.
I do not know, sorry. You will want to contact them for an answer. I doubt it, as they're a hobby-centric organization.snerd, does AMA cover your drone if you are using it to capture footage for a client while observing the AMA Safety Code? Just curious if your still covered if you're flying for a fee.
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