I'm an airline pilot by trade, so i get to see this all the time.
It is not that uncommon for the surface winds to be something like "light and variable" and then shear to 30 to 50 knots at 150+AGL.
Keep in mind that an aircraft flies in a "parcel of air", just as a boat or a leaf floats on the surface of the water. Also keep in mind that all motion is relative... imagine yourself standing still on a boat drifting down the river, and other than by looking at the a person standing along the shoreline, you perceive no motion. A person standing on the river bank also perceives no motion, other than by looking at the boat on the river.
The same analogy applies to an aircraft flying through the air, relative to the ground, except that the aircraft also has a 3rd possible direction of motion.
So, if an aircraft is flying in a parcel of air, it senses no motion of the parcel of air, just as the leaf or boat senses no motion of the water flowing down the river, even though the parcel of air may be moving 50mph,
relative to the ground. That means that if the aircraft is capable of achieving an
airspeed of 40mph, then it will only ever experience the forces of flight imposed on it generated by its movement through the air at 40mph. It does not matter that
relative to the ground, it may be travelling at up to 90mph if it is moving in exactly the same direction as the parcel of air is moving
... it is still only experiencing the forces of flight imposed by its speed of 40mph through the parcel of air. Since there is no physical connection from the ground to the aircraft or the aircraft to the ground, the motion of the ground relative to the aircraft, or the motion of the aircraft relative to the ground has no effect on the forces experienced by the aircraft. This is the fundamental difference between AIRSPEED and GROUNDSPEED.
The ultimate maximum speeds listed in the Phantom specs (top speeds in P and S modes) are AIRSPEEDS (speed relative to the parcel of air the Phantom is flying in) while the readouts we see on the display are GROUNDSPEEDS (speed of the Phantom relative to the surface of the Earth).
Some "Intelligent flight modes" may limit the aircraft speeds to a certain groundspeed, but the airspeeds that the aircraft will be experiencing will be higher or lower depending on the direction of flight relative to the ground relative to the direction of wind (parcel of air).
So, it is entirely possible that a Phantom could show a groundspeed of 88mph without exceeding or overstressing the aircraft or any of its components... save the pilot
