I will privately, in a mo. Maybe you need not to mention UAV but make sure all electrical goods and out of the home you should be ok such as cameras. And I would do it sooner rather than later because soon enough it's going to be excluded in the small print. And perhaps the first claim you make is a small one so they are ok with it and are then locked in to providing you that service. Its insurance and I would be very hesitant about flying the way I do without it. And DJI Care, in my mind is a must. To me insurance is a no brainer, would you buy a house or car without insurance? No way. This is not the first time I have had to use insurance with a drone, many, times. Insurance companies will try everything to get out of paying up. In your case, maybe. "I did not even fly it. A malfunction occurred during an update and it refused to take off. I had to send it back to the company for repair" Or so some such line. Don't get me wrong I never claim if it is not a genuine claim. It's an economic service you pay for.