1. you don't have any report in hand, no data, you improvise and think it has some value. I don't buy it. get some figures first, your analyse is laughable.
2. Ignorance is not an excuse, you have to know what you're doing.
3. It is not allowed to do business with a drone unless you have a 333 exemption. Doing so you expose yourself to more trouble. for the ignorants that didn't have a clue they could hurt somebody, refer to answer 2.
4. There is no real difference indeed in terms of risk. Recreational users are not my target but illegal professionals. Why? because to be authorized to fly commercially you have to receive full tuition about many sides of aviation requirements, that make a serious difference at all levels with people like you who just consider their own little person. You learn to technically fly safely and are rewarded by getting a license from a government body. This is not nothing. So when you read about not being a big deal to make cash on the side with no insurance, clipping a roof, braking a window, or denting a car, it is quite shocking and my first reaction is to inform, and certainly not let go because the ignorants are more numerous.
I believe actually that you and at least another one here are not representing in anyway the majority, but feel for some reason they have the mission to free the world from the contraints to be conscious and responsible, and held accountable for their actions. Doesn't work this way, I don't wish you to see it for yourself, but at the end of the day I don't care, I am on the right side of the fence, you're not. This is your choice.