filled out an online application for liability insurance just to see what kinda $$ it would cost. they did quote me for commercial, but im sure i filled the form out for recreational flight only in rural/remote areas.
well $100000 coverage would cost me $500 for a year. if i break that down to a likely " flight day" cost.....its $31.25 per flight day before i even start the bird. i based my possible flight days on work schedule, known coastal weather history at my locale and added a few days on for those unplanned opportunities . i do have the luxury of not having to drive for more than 15 mins to go from a rural to remote location but with two batteries it equates to about a buck a minute for insured hobbyist flight. seems a bit over the top !??
well $100000 coverage would cost me $500 for a year. if i break that down to a likely " flight day" cost.....its $31.25 per flight day before i even start the bird. i based my possible flight days on work schedule, known coastal weather history at my locale and added a few days on for those unplanned opportunities . i do have the luxury of not having to drive for more than 15 mins to go from a rural to remote location but with two batteries it equates to about a buck a minute for insured hobbyist flight. seems a bit over the top !??