Liability Insurance Coverage

Joined
Oct 29, 2018
Messages
439
Likes
247
Location
Miami-Dade
#21
AMA does not cover business pursuits unless individual member is providing modeling instructions for pay to AMA members.

2018 INSURANCE SUMMARY – THE FACTS ABOUT AMA’S INSURANCE BENEFITS For Individual Members
Please report all incidents to AMA as soon as possible!
General Liability Coverage (Effective March 31)
 AMA Liability Protection applies to bodily injury or property damage caused by an AMA member. Any AMA member who causes an accident resulting in an injury must report that accident immediately to AMA HQ.
 Applies to accidents arising from the modeling activities of model aircraft, rockets, cars and boats, in accordance with the AMA NATIONAL Safety Code(s).
 The ‘per occurrence’ limit of coverage available by this policy is $2,500,000 involving bodily injury and/or property damage. These limits are for claims occurring during the policy period. Coverage is provided only for accidents arising from the model activities.
 A separate policy covers participation in FAI events outside of the United States and Canada. This policy has a $2,000,000 limit.
 There is no coverage for injury to a member to his own family (Household and Relative(s) living in the member’s household) for claims or suits.
 The policy does NOT cover business pursuits; that is any activity that generates income for a member beyond reimbursement of expenses, except this business pursuit exclusion does not apply to individual members providing modeling instructions for pay to AMA members.
 AMA insurance is “excess” to any other applicable coverage, such as homeowner’s.
 Has a $250.00 deductible (property damage only), which is the responsibility of the AMA member causing the
accident.
 
Joined
Mar 15, 2019
Messages
1
Likes
0
Age
22
#22
I think, that the best option for you is to check the info here There's a whole range of business-related insurances on the website. Had an enormous help from them on a MOT center issues.
 

New Threads

Forum statistics

Threads
132,926
Messages
1,377,190
Members
97,054
Latest member
vigrxoil