BallisticPhantom said:I have my AMA Membership personally.
You can check this Thread.http://www.phantompilots.com/viewtopic.php?f=4&t=4247 This guy jumped on and never really got back to anyone. I PM'ed him with no results. Hope this helps. I know there are ways but it seems like you have to be in a special club to know how to do it.
It also depends what your trying to insure. Some people have had luck insuring there aircraft through square trade.
Try here; http://www.TransportRisk.comFASTFJR said:BallisticPhantom said:I have my AMA Membership personally.
You can check this Thread.http://www.phantompilots.com/viewtopic.php?f=4&t=4247 This guy jumped on and never really got back to anyone. I PM'ed him with no results. Hope this helps. I know there are ways but it seems like you have to be in a special club to know how to do it.
It also depends what your trying to insure. Some people have had luck insuring there aircraft through square trade.
Funny you should have that link. I've sent UAVInsurance three emails and have not heard anything
Thanks. Let us all know what the rates are, and deductibles. Also-need liability coverage. That's a must......ppdrone said:I PM'ed UAVInsurance and got an answer within minutes....they don't insure Phantom's....
I am also after the insurance and will try AMA as that seems the best deal at the moment.
P
Yea, but.......ppdrone said:Age 19-65 - $58
65 & over - $48
Under 19 (as of July 1st) - Free
Additional family members - $30 Benefits:
$2,500,000 personal liability insurance coverage
$25,000 Medical Coverage-AD&D Policy ($10,000 Death Benefit)
$1,000 Fire, Theft, and Vandalism coverage
Model Aviation monthly magazine
Access to members only section of website
Ability to fly at thousands of AMA chartered club sites with appropriate club membership
Toll free customer service – 1-800-I-Fly-AMA (435-9262)
http://www.modelaircraft.org/membership ... tions.aspx
I am new to this whoe liability thing....so when it says 2.5m personal liability...that's when someone sues you you are covered for upto 2.5m....right?
Not where there is Liability at stake. You hit/hurt 1 person, and they could bankrupt you.MILLER4PRESIDENT2020 said:what was that monthly rate, i didnt see it?
kind of stupid to pay 100 bucks a month when in 5 months you could just buy a new phantom with the price you would pay otherwise.
But, will it cover me, wherever I chose to fly. OR, must I only be flying at an "Approved" site?ppdrone said:
or just dont fly it around people and do stupid stuff with ithavasuphoto said:Not where there is Liability at stake. You hit/hurt 1 person, and they could bankrupt you.MILLER4PRESIDENT2020 said:what was that monthly rate, i didnt see it?
kind of stupid to pay 100 bucks a month when in 5 months you could just buy a new phantom with the price you would pay otherwise.
For me, it's not about replacing the Phantom-it's disposable. It's more about protecting my assets.
havasuphoto said:But, will it cover me, wherever I chose to fly. OR, must I only be flying at an "Approved" site?ppdrone said:
When you get sued, is not the time to figure out IF you have coverage
Call the agent who holds your homeowner's policy and find out.ppdrone said:havasuphoto said:But, will it cover me, wherever I chose to fly. OR, must I only be flying at an "Approved" site?ppdrone said:
When you get sued, is not the time to figure out IF you have coverage
I agree....I didn't speak to anyone from AMA yet. But reading their pdf I think they are saying you have to fly at an approved field....
Also, I learned its an umbrella policy so first your homeowner liability kicks off, and only if that is not sufficient their 2.5m kick off.
I am really confused now...do pilots on this website have any insurances or not? So far nobody said they did....so I am starting to question wether you need one if you have a good homeowners policy that I assume covers all sorts of things including aerial hobbies!
Peter Patricelli said:I know of only one person on this forum who has publicly stated he has specific RC flying insurance....and it is the AMA policy. But he flies other things more than he flies a Phantom.
For the rest of us, I think it is an amalgam of people, a few who just never think ahead that far, take risks without hesitation, and may or may not have any real assets to protect.....and many others who always fly cautiously and carefully in the least risky environments possible and don't think their risk exposure is all that great (like me)..... and some inbetween. When I have flown in a risky environment, inside a horse show arena....above people and riders on horses....I was sure I had insurance coverage from the facility. Personally, with what I am doing at this point, I don't think I need insurance. But that might change if circumstances change. With some examples of irresponsible flying we hear about here, my concern is more for triggering a blanket restrictive legal response than personal liability. But....if I were either dumb or ballsy enough to put my bird up over 1K feet....over an urban envorinment...at night....insurance might come to mind.
But NOTE.....MOST insurance policies cover you for accidents or mishaps involving LEGAL acts. In many cases the moment you are doing something ILLEGAL...then you may have NO insurance...regardless of your policy. Sooo....if your incident occurs in FAA restricted airspace.......or say filming from the Phantom for commercial gain....all bets as to insurance coverage are off.
So far, other than our own internal paranoid musings, I don't think that insurance companies in general, and I am thinking of homeowners policies here, are either seeing a surge in claims or anything else to make them think that drone flying is emerging as a super risky activity that needs exclusion from basic policies and coverage all of it's own.
It also occurs to me that, when it comes to the whats and why of the AMA policy, arguably the greatest risk and need for coverage IS flying at AMA club site and events where you often have a bunch of people gathered..TO FLY....a bunch of expensive equipment and planes either in the air or sitting out waiting. In that specific setting a wayward plane or transmitter interference could cause thousands of dollars damage to equipment and there is the risk of seriously hurting people....whereas flying (legally) out in some secluded field alone represents ZERO risk to anyone other than yourself.
filming from the Phantom for commercial gain....all bets as to insurance coverage are off.
Peter Patricelli said:But NOTE.....MOST insurance policies cover you for accidents or mishaps involving LEGAL acts. In many cases the moment you are doing something ILLEGAL...then you may have NO insurance...regardless of your policy. Sooo....if your incident occurs in FAA restricted airspace.......or say filming from the Phantom for commercial gain....all bets as to insurance coverage are off.