-2KG needs to meet "exemption requirements" which list having at least 100k$ in insurance.You don't need it for personal use
http://www.tc.gc.ca/eng/civilaviation/standards/general-recavi-uav-2265.htm?WT.mc_id=1zfhj#safety
I'm jealous. I'm pretty sure no insurance company here is going to touch insuring people unless the person is qualified in some way. It's one of the advantages to doing your certification and UOC etc here, that you would have a chance of finding insurance. I very much doubt a total amateur would get coverage with any company even for non-commercial use.
Do you have to be flying only at the club?
My problem with insurance would be that most model clubs, well ALL of them that I know of, have specific aerodromes where they have to fly, and model aircraft aren't normally allowed to fly outside those areas.
For some reason, quads and multirotors seem to fall into a different category. I guess because they can hover, where keeping most other aircraft in the air requires far more space, as they mostly have to be kept moving to stay up. I've never seen a fixed wing flown anywhere else, but I've seen multirotors in use in parks in towns, quite a lot. But that makes the risk for an insurer massively higher, as a model aerodrome hasn't got much you can hit. A park in a town, has people, cars, houses, pets, and goodness knows what other damageable things.
But I'll definitely look into it. The club here allows multirotor members too.
It's not easy to track down in Canada and Transport Canada offers no assistance. Furthermore the insurer has to be within your own province or residence .... otherwise you'll need a broker to organize it. I'm not sure if you 'absolutely' need it for pleasure/recreational use ... but it's recommended. Also, and according to my most recent conversation with TC - if you post to youtube/vimeo et al - then they consider you a commercial not a recreational/pleasure user. Also, if you are student and use it for a project and/or research - then that too is considered using it for commercial endeavors. And that in turn means that you cannot operate the UAV closer than 9kms from any 'built-up area' .... which and according to their definition of the term is two or more buildings standing situated near each other. So, that means if you were out in the middle of the woods somewhere and unknowingly less than 9kms from a couple of rural houses situated on an adjacent back country road ... then you would be in violation. Craziness really given that you can discharge a high powered rifle within a few hundred meters of said dwellings. Don't know how in the world that they would ever enforce these stipulations .... but that's what they tell me and after talking to them for an hour & a half the other day.
you will need liability insurance if your drone lands on someone or something and causes damage!!! for sureYou don't need it for personal use
Flying a drone or an unmanned air vehicle (UAV) for work or research - Transport Canada
Try Shawsabey in Vancover, Phone: 604-689-2441It's not easy to track down in Canada and Transport Canada offers no assistance. Furthermore the insurer has to be within your own province or residence .... otherwise you'll need a broker to organize it. I'm not sure if you 'absolutely' need it for pleasure/recreational use ... but it's recommended. Also, and according to my most recent conversation with TC - if you post to youtube/vimeo et al - then they consider you a commercial not a recreational/pleasure user. Also, if you are student and use it for a project and/or research - then that too is considered using it for commercial endeavors. And that in turn means that you cannot operate the UAV closer than 9kms from any 'built-up area' .... which and according to their definition of the term is two or more buildings standing situated near each other. So, that means if you were out in the middle of the woods somewhere and unknowingly less than 9kms from a couple of rural houses situated on an adjacent back country road ... then you would be in violation. Craziness really given that you can discharge a high powered rifle within a few hundred meters of said dwellings. Don't know how in the world that they would ever enforce these stipulations .... but that's what they tell me and after talking to them for an hour & a half the other day.
even with a phantom 3 you should have liability insurance. If you crash into someone or something your home insurance liability will not cover you. Try Shawsabey, Phone: 604-689-2441does anyone get this insurance? if so how much on average does it cost?
edit: would i even need it for flying my Phantom?
edit 2: this is for personal enjoyment only. no business or money making at all.
Who do you use for you insurance would like to contact themYes, you must have liability insurance at the minimum of 100K per TC. No one I found in Ontario has that low of a policy. I have the 2 Million liability.
What I found is the following whether I was told correctly or not by the Brokers is another subject. I assume they know what they speak off.
If you have commercial "drone" liability it won't cover personal use specifically.
If you have personal, it won't cover any commercial use.
Most agencies couldn't help and even mentioned it took over a year for them to sort out the Uber insurance coverage after it became a new insurance "need."
In a way, Transport Canada placed an insurance demand on us with very little chance of getting any insurance due to almost no availability.
I was fortunate that my home insurance covered my drone and they emailed me a letter stating that for my proof on insurance as there was no "card" as such, more of a "rider" on my home. YMMV and I'd be very careful to be sure you and agent are on the same page and get proof to carry on your body.
Who do you use for you insurance would like to contact them
Yes, you must have liability insurance at the minimum of 100K per TC. No one I found in Ontario has that low of a policy. I have the 2 Million liability.
What I found is the following whether I was told correctly or not by the Brokers is another subject. I assume they know what they speak off.
If you have commercial "drone" liability it won't cover personal use specifically.
If you have personal, it won't cover any commercial use.
Most agencies couldn't help and even mentioned it took over a year for them to sort out the Uber insurance coverage after it became a new insurance "need."
In a way, Transport Canada placed an insurance demand on us with very little chance of getting any insurance due to almost no availability.
I was fortunate that my home insurance covered my drone and they emailed me a letter stating that for my proof on insurance as there was no "card" as such, more of a "rider" on my home. YMMV and I'd be very careful to be sure you and agent are on the same page and get proof to carry on your body.
No. It excludes comm. and the commercil drone policy available excludes all private use.So does the rider you received from your insurer cover you for commercial use?
Who is your insurer?So does the rider you received from your insurer cover you for commercial use?
I'm jealous. I'm pretty sure no insurance company here is going to touch insuring people unless the person is qualified in some way. It's one of the advantages to doing your certification and UOC etc here, that you would have a chance of finding insurance. I very much doubt a total amateur would get coverage with any company even for non-commercial use.