I have been looking for something like this. I went into their web page and they do not mention the type if insurer they are. Are they broker, agents, if so who is the actual insurance carrier who will step up to the plate in case of a claim?
Any insurance written in a given states need to be authorized by the department of insurance falling into 3 categories admitted companies, foreign companies allowed to do business in the state and surplus lines companies authorized to do business in the state. Seems like they are an insurance broker but there is no mention who is the actual company writing the policy. Just be careful............................................................