$139 basic, $189 gold, 2nd yr has a significant discount. I got gold, then 2nd yr can have a 50% discount if no claims are made.
https://www.neary-aerial.com/pricing.html
Drones etc replied fast indeed, however their warranty is only for new drones (go figure?): "Insurance is only available for new orders."
Now I am all set to go, only thing is to find decent places to practice here in Florida. Kind of hard with airports every 10 miles, swamps full of gators, parks with dense forests and armed angry farmers everywhere. I wish someone would do an online guide with locations to fly, instead of obvious locations where not to fly. Would be a lot more helpful.