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I was a tax attorney for a large law firm in NYC for 10 years and then began a long career teaching income tax and personal finance courses at university in the boondocks of the Upper Peninsula of Michigan (the opposite of NYC).

My wife and I are scuba divers and I do sports photography for fun. We also play golf and enjoy visiting our grandchildren. We have travelled extensively in our retirement. Scuba diving takes you to places you never dreamed you would visit like, Borneo, New Guinea, Micronesia, etc. as well as travelling to traditional retiree places (Europe, Asia, Middle East)